You’re going to be a homeowner. Whether this is your first home or one of many, understanding the process is key to timely and smooth closing.
First things first, meet with us to have us get your search going and officially hire us as your buyer’s agent by signing the buyer broker agreement and agent agreement.
Second have your financial documents and earnest/down payment money ready and speak with a lender. Whether, you’re going Conventional, FHA, or VA – you’ll want to have someone you trust to help you through the process. Keep in mind, the more documentation you can provide the better and if you can get Pre – Approved vs Pre-Qualification that would be ideal! Once we know how much you can spend, we can hone in on the perfect property.
Once you find the home you want to make an offer on you’ll have a few things to decide when making an offer:
How much to offer
How much to put down or show good faith in earnest money
Do you need the seller to help with closing costs?
Do you want them to pay for a home
Which title company would you like to use for the paperwork closing?
What date do you want to shoot for to close – keep in mind it takes 30-45 days for conventional loans, 30-60 for FHA/VA loans
You will have to sign paperwork regarding your rights, wire fraud, and market conditions. There is even a buyer advisory to help you with your due diligence.
We are here to guide you and offer our services to make your purchase a memorable one.