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BUYERS
You’re going to be a homeowner. Whether this is your first home or one of many, understanding the process is key to timely and smooth closing.
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First things first, meet with us to have us get your search going and officially hire us as your buyer’s agent by signing the buyer broker agreement and agent agreement.
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Why should you sign the Buyer-Broker Employment Agreement?
Second have your financial documents and earnest/down payment money ready and speak with a lender. Whether, you’re going Conventional, FHA, or VA – you’ll want to have someone you trust to help you through the process. Keep in mind, the more documentation you can provide the better and if you can get Pre – Approved vs Pre-Qualification that would be ideal! Once we know how much you can spend, we can hone in on the perfect property.
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Once you find the home you want to make an offer on you’ll have a few things to decide when making an offer:
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How much to offer
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How much to put down or show good faith in earnest money
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Do you need the seller to help with closing costs?
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Do you want them to pay for a home
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Which title company would you like to use for the paperwork closing?
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What date do you want to shoot for to close – keep in mind it takes 30-45 days for conventional loans, 30-60 for FHA/VA loans
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You will have to sign paperwork regarding your rights, wire fraud, and market conditions. There is even a buyer advisory to help you with your due diligence.
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We are here to guide you and offer our services to make your purchase a memorable one.